High loan
approval rates

100% client
satisfaction

Home Loan
Policy Experts

Our Lenders

pepermoney

Where
experience
counts

Having encountered thousands of different scenarios, our team is well equipped to find you suitable solutions. Having the right mortgage broker by your side is essential to ensure you are getting the absolute best deal for your unique situation.

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Our Process


Consultation

We discuss your situation, the goals you're wanting to achieve, and assess how we're able to assist you.


Assessment

We review your documents, research solutions, and present the best options to you. Once you agree to proceed, we prepare your loan application.


Apply

We submit your loan application and monitor its progress. After approval, the lender prepares loan contracts for you to sign.


Support

Once your loan has settled, you join the Zenith family! We provide ongoing support and review your loan to match your changing needs.

Join thousands of satisfied customers

Have an obligation-free chat
with one of our experts

Why choose Zenith

  Banks Other Mortgage Brokers
Proactively reprice your interest rate multiple times per year
Access to over 50 different lenders
Access to over 1000 different loan products
Liaise with solicitors to manage settlement
Free detailed property reports to assist with property purchases
100+ 5-star Google reviews
Services are free of charge
Advice on how to save on interest costs and pay down loans earlier
Manage the whole loan application process from start to end
Available 7 days a week, Australia-wide
Have priority status with banks for quicker outcomes
Calculations of required funds for purchases
Highly experienced team providing expert guidance and advice

Frequently Asked Questions

Partnering with a mortgage broker like Zenith can significantly streamline your home loan journey. We provide expert advice on loan products carefully tailored to your unique financial situation. By handling the legwork, comparing multiple options, managing paperwork, and negotiating better terms, we save you valuable time and help identify potential hidden fees. As we are not tied to any single lender, we can select the best loan for your needs, ensuring you secure the most suitable deal. Additionally, we proactively review your interest rate multiple times per year to ensure you remain on the most competitive rate available, maximising your savings and giving you long-term peace of mind.

Our services are provided at no cost to you. We receive compensation directly from the lender you choose once your loan is settled, ensuring that you can explore your options without incurring any upfront fees.

Each lender has unique criteria and requirements that must be met before they approve a loan. Our team takes the time to thoroughly analyse your credit history, income situation, and the specific strengths and weaknesses of your financial circumstances. This allows us to match you with the most suitable lender and loan package tailored to your needs. Our experienced professionals will provide you with comprehensive information, ensuring you have everything necessary to make an informed decision.

To begin, we’ll work closely with you to understand your goals and objectives. We’ll then gather and review all necessary supporting documents to ensure we have a comprehensive understanding of your situation. Once we have sufficient information to make a personalised recommendation, the next step will depend on the chosen lender’s processing timeline. This can vary from several weeks to a few months, which is why we strongly advise initiating the process as early as possible, especially when it comes to property purchases, where timing can be crucial.

You may not always qualify for financing from a specific bank. After assessing your unique situation, we’ll work to find you the lowest possible interest rate from eligible lenders. While interest rates are important, they’re just one piece of the puzzle. We’ll also help you consider all other fees and features associated with each loan option, ensuring you have a complete understanding of your choices and can make an informed decision that best suits your needs.

Typically, lenders require a minimum deposit of 5% of the property’s purchase price to secure a home loan. However, in some cases, it may be possible to proceed with a lower deposit. Keep in mind that if your deposit is less than 20% of the property’s price, you may need to pay Lenders Mortgage Insurance (LMI), unless you qualify for an LMI waiver. To explore your options and determine the best approach for your situation.

See what we can achieve together