Home Loans for First Home Buyers
- Available Australia wide, 7 days a week
- Negotiation power for lowest interest rates
- Experienced team with expert knowledge
- Priority status with banks for quicker outcomes
Looking to buy your first home?
Home Loans for First Home Buyers
Buying your first home is a major life milestone, whether it’s for starting a small family, settling closer to work, or moving out from your parents—and finding the right home loan that fits your needs and capacity is key to turning that dream into reality.
Australians have a full range of options, such as fixed, variable, and split home loans. You may also qualify for government incentives and financial assistance, like the First Home Owner Grant (FHOG) or stamp duty concessions.
While the home loan application process has several steps, our experienced mortgage brokers can help you navigate it, offering tailored loan options that align with both your current finances and long-term goals.
At Zenith Financial, we’re committed to helping you assess your lending options, secure the best rates and discounts, and bring your homeownership dreams within reach.
We’ll Help Turn Your Dream Home a Reality
Our senior mortgage brokers strive to make your home loan journey as smooth as possible. Whether you’re planning to buy a property or just exploring mortgage lending options, we provide expert guidance and tailored advice every step of the way.
With over 1000+ loans approved and with access to over 50 different lenders, we can help you pick the best home loan to maximise your options. From choosing the lender that works with you or leverages government incentives and tax concessions, you can make well-informed decisions when financing your first home purchase.
How You Can Get Started With a Home Loan
Before you make any major life-changing commitment, we suggest discussing your goals with us so that our mortgage brokers can understand your complete financial circumstances. This helps us provide advice tailored to your situation that enables you to get the best mortgage deals.
Our mortgage brokers work to understand your immediate goals and determine your borrowing power, capacity, and ideal range of property value so you maximise your chances of getting approved.
Contact us today at 1300 312 712 and we’ll confidentially discuss your mortgage goals to help you secure the best home loan deal.
Our Lenders
First Home Buyer FAQs
Most banks and non-bank lenders require a 20% deposit along with processing and government fees. Having the full deposit ready can further strengthen your borrowing power by giving you sufficient leverage to negotiate lower rates and better terms for your first home loan.
If you don’t think you can secure a 20% deposit, we can facilitate your application via the First Home Loan Deposit Scheme (FHLDS). Our mortgage brokers will walk you through all available options on our lender panel to help you make informed decisions.
Where experience counts
Having encountered thousands of different scenarios, our team is well equipped to find you suitable solutions. Having the right mortgage broker by your side is essential to ensure you are getting the absolute best deal for your unique situation.
client satisfaction
loans
approved
different lenders
Your success is our success
We understand everyone’s circumstances are different and we take the time to understand you and your goals. We value forming lifelong relationships with all our clients and we are fully committed to adding value every step of the way.
We know that mortgages can sometimes be complex and hard to understand. We focus on simplifying the process for you and we treat your loan as if it were our very own. Let us do what we do best so there’s one less thing for you to worry about.